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A clear comparison of Microsoft Copilot Free and Microsoft 365 Copilot for Business — features, UK pricing, security, and app integration.
Microsoft Copilot is available in both a free tier and a paid Business tier (Microsoft 365 Copilot), but the differences between them are significant. This guide gives UK businesses a clear, side-by-side breakdown of what each tier includes — from basic AI chat and image generation in the free version, to deep integration with Word, Excel, Outlook, Teams, and organisational data in the paid tier. It covers current UK pricing (including promotional rates available until June 2026), enterprise security and compliance features, the new Agent Mode and Work IQ capabilities rolling out in 2026, and practical guidance on which version suits your organisation.
IT managers, business owners, and decision-makers at UK organisations evaluating whether to invest in Microsoft 365 Copilot for their teams.